Got to run quick. Unsay ayu jigs?
1. GIMP - www. gimp.org - also check out gimpshop to modify the GIMP interface to look like Photoshop
2. NVU - www.nvu.com
3. OpenOffice is really the your best option. Abiword is a good standalone word processor. Theres also Crossover Office which can also substitute as photo editing program I guess.
4. SuSe or Ubuntu, or you could try Linspire (formerly Lindows). I hate the commercial aspect of the product though.